Providing Digital Financial Services into Comoros from Abroad: Does the Absence of a Local Presence Exclude Regulatory Requirements?
A fintech or payment service provider established abroad may technically serve customers in the Comoros without maintaining an office, employees or agents in the country. But does the absence of a physical presence mean that Comorian financial regulation does not apply? The position requires a more nuanced analysis, particularly where payment services, electronic money or remittance services are involved.
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